Dental
Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.
Cigna DHMO
Benefit Highlights
In-Network Only
Deductible (Individual/Family)
None
Plan Maximum
None
Preventive Care
$5 copay
Basic Services
Copay varies
Major Procedures
Copay varies
Orthodontia (Adults and Children)
$1,695 copay
Plan Cost
Employee Only: $0.00
Employee and Spouse: $4.00
Employee and Child(ren): $4.00
Employee and Family: $7.00
Cigna DPPO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Plan Maximum
$3,000
Preventive Care
$0
Basic Services
10% after deductible
Major Procedures
40% after deductible
Orthodontia (Adults and Children)
50% after deductible up to a lifetime maximum benefit of $3,000 per individual
Out-of-Network
Deductible (Individual/Family)
$50/$150
Plan Maximum
$3,000
Preventive Care
$0
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia (Adults and Children)
50% after deductible up to a lifetime maximum benefit of $3,000 per individual
Plan Cost
Employee Only: $0.00
Employee and Spouse: $19.00
Employee and Child(ren): $22.00
Employee and Family: $47.00